Low-income in NY table options

Option 1

Free coverage

$15/month

$30/month

$45/month

$60/month

Full price

Household size
Monthly income limit
1$2,896
2$3,913
3$4,931
4$5,948
5$6,966
Show All Rows

Add $1,018 per month for each additional person.

Free coverage

Household size
Monthly income limit
1$2,896
2$3,913
3$4,931
4$5,948
5$6,966
Show All Rows

Add $1,018 per month for each additional person.

$15/month

If your monthly income is a bit higher, you'll pay $15 per month for each child, up to a maximum of $45 per family.

Household size
Monthly income limit
1$3,261
2$4,407
3$5,553
4$6,698
5$7,844
Show All Rows

If there are more than eight people in your household, add $1,146 per month for each person.

$30/month

In this income bracket, you'll pay $30 per month per child up to a maximum of $90 per family.

Household size
Monthly income limit
1$3,913
2$5,288
3$6,663
4$8,038
5$9,413
Show All Rows

For more than eight people, add $1,375 more each month for each additional person.

$45/month

For these higher income limits, you'll pay a $45 per month rate for each child, up to a maximum of $135 per family.

Household size
Monthly income limit
1$4,565
2$6,169
3$7,773
4$9,378
5$10,982
Show All Rows

Beyond eight people, add $1,605 for every extra household member.

$60/month

In this income range, you'll pay $60 per month per child up to $180 per month per family.

Household size
Monthly income limit
1$5,217
2$7,050
3$8,884
4$10,717
5$12,550
Show All Rows

Add $1,834 per person if you have more than eight people in your home.

Full price

At higher incomes, you'll pay the full cost of a plan from Child Health Plus. The cost you'll pay varies.

Household size
Monthly income limit
1More than $5,217
2More than $7,050
3More than $8,884
4More than $10,717
5More than $12,550
Show All Rows

For more than eight people, add $1,834 for each additional family member.

You may want to check NY State of Health for coverage to see if you can find a cheaper plan than Child Health Plus. But remember that you don't have to pay anything when your child goes to the doctor if you have Child Health Plus. Even if a marketplace plan is cheaper, you'll have to pay a deductible. That can make it hard for families with low incomes to afford medical care.

Option 2

1 person

2 people

3 people

4 people

5 people

6 people

7 people

8 or more people

Monthly rate
Monthly income limit
Free$2,896
$15 per child per month (Maximum $45)$3,261
$30 per child per month (Maximum $90)$3,913
$45 per child per month (Maximum $135)$4,565
$60 per child per month (Maximum $180)$5,217
Full costMore than $5,217

1 person

Monthly rate
Monthly income limit
Free$2,896
$15 per child per month (Maximum $45)$3,261
$30 per child per month (Maximum $90)$3,913
$45 per child per month (Maximum $135)$4,565
$60 per child per month (Maximum $180)$5,217
Full costMore than $5,217

2 people

Monthly rate
Monthly income limit
Free$3,913
$15 per child per month (Maximum $45)$4,407
$30 per child per month (Maximum $90)$5,288
$45 per child per month (Maximum $135)$6,169
$60 per child per month (Maximum $180)$7,050
Full costMore than $7,050

3 people

Monthly rate
Monthly income limit
Free$4,931
$15 per child per month (Maximum $45)$5,553
$30 per child per month (Maximum $90)$6,663
$45 per child per month (Maximum $135)$7,773
$60 per child per month (Maximum $180)$8,884
Full costMore than $8,884

4 people

Monthly rate
Monthly income limit
Free$5,948
$15 per child per month (Maximum $45)$6,698
$30 per child per month (Maximum $90)$8,038
$45 per child per month (Maximum $135)$9,378
$60 per child per month (Maximum $180)$10,717
Full costMore than $10,717

5 people

Monthly rate
Monthly income limit
Free$6,966
$15 per child per month (Maximum $45)$7,844
$30 per child per month (Maximum $90)$9,413
$45 per child per month (Maximum $135)$10,982

$60 per child per month (Maximum $180)
$12,550
Full costMore than $12,550

6 people

Monthly rate
Monthly income limit
Free$7,983
$15 per child per month (Maximum $45)$8,990
$30 per child per month (Maximum $90)$10,788
$45 per child per month (Maximum $135)$12,586
$60 per child per month (Maximum $180)$14,384
Full costMore than $14,384

7 people

Monthly rate
Monthly income limit
Free$9,001
$15 per child per month (Maximum $45)$10,136
$30 per child per month (Maximum $90)$12,163
$45 per child per month (Maximum $135)$14,190
$60 per child per month (Maximum $180)$16,217

Full cost
More than $16,217

8 or more people

Monthly rate
Monthly income limit
Add for each extra person
Free$10,018$1,018
$15 per child per month (Maximum $45)$11,282$1,146
$30 per child per month (Maximum $90)$13,538$1,375
$45 per child per month (Maximum $135)$15,794$1,605
$60 per child per month (Maximum $180)$18,050$1,834
Full costMore than $18,050More than $1,834

Editorial note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.